Uninsurable HealthCare Options
 

A lot of preexisting medical conditions are not insurable by the individual insurance plans. Many conditions can put us in the high risk health catagory. If you have group coverage that's a different story and you have less concern about maintaining your health. Although it's always a good idea to keep one's health at the highest state possible, for as we get older it becomes much more difficult to reverse the damage. No need to blame the non-group companies for their lack of coverage with preexisting condions though. Why not? Because individual coverage does what it is designed to do, cover the unknown and unexpected future health problems that may occur, thus the term, insurance. Of course this assumes good coverage by an ethical company. Group health insurance is governed by a different set of rules. Regardless, it is scary to be uninsurable and without healthcare coverage. When you are found to be an uninsurable health risk and all available options don't work for you. Or if they are not affordable, you'll find it takes some creativity to get as much health insurance protection as possible. On this page you will discover a few options you may wish to consider. Check them out carefully as there are many useful and money saving  benefits available to you. Preexisting conditions are accepted on most of the plans below and are as close as you can get to health insurance for the uninsurable.  Uninsurable Healthcare Plan All preexisting conditions are accepted and pays on or off the job. It will even provide maternity benefits after 12 months of coverage. If you are uninsured or uninsurable due to preexisting medical conditions, this plan will work well for you.  Discount Prescription Drug Card This drug card has four levels of copays for over 11,000 drugs. Search for your prescriptions to see if this plan will bring you a cost savings.  Mail Order Prescription Drug Program If you are on maintenance type drugs and can afford to wait for your prescriptions the discounts are very good. A considerable cost savings can be realized. Use the search bar at the top of the page to look up your prescriptions.  Guaranteed Issue Life Insurance No medical questions!!  Unless you have been diagnosed as having a terminal illness your acceptance is guaranteed.  Life insurance for the uninsurable. Comes with extra cost saving benefits. When new page loads scroll down to bottom of page. Often times we can be found uninsurable simply because of being overweight. This is due to a multitude of health effects that come into play when a person is over the limit of acceptible weight for their height. Obesity is the cause of many avoidable health conditions in some people, ie high blood pressure, high cholesteral and diabetes. Even if these condtions are not evident at time of application the individual insurance companies will decline coverage for obesity because of the high propensity of these condtions to manifest. Often times these health condtions/effects will go away completly with a return to normal height/weight proportions. Would a good weight lose program make the difference for you? How would your life be different if weight was no longer an issue and one or more health conditions vanished with it? Many have found the Idiot Proof Diet to be an easy and workable solution to this persistant problem. It's a simple plan with no extremes and easy to fit into a normal lifestyle. The most important part of a diet is that it not be something you start and stop, but instead incorporate parts of into your life. The IdiotProofDiet accomplishes that feat. Be well.

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