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Uninsurable Health Risks
 

      
    This is a list of the most common preexisting conditions considered to be uninsurable health     risks.  Of course we are talking about individual medical insurance  vs  group health benefits
    as provided by an employer. If your medical condition is on this list and you're not on a group     policy, you may have to be a little creative to get some health coverage, see if your state has a high risk uninsurable pool available. Such programs are in place to help those get coverage if they are otherwise uninsurable.

      Addison's Disease
      AIDS (HIV Positive)
      ALS (Lou Gehrig's Disease)
      Alzheimers Disease
      Amyotrophis Lateral Sclerosis
      Angioplasty
      Ankylosing Spondylitis
      Aunria
      ARC ( AIDS Related Complex)
      Arteriosclerosis
      ASD (Atrial Septal Defect)
      Banti's Disease
      Bi-Polar Disorder (Manic Depressive)
      Bypass Surgery
      Cancer
      Chronic Fatigue Syndrone (Usually within 5 years)
      Colitis
      COPD (Chronic Obstructive Pulmonary Disease)
      Conjestive Heart Failure
      Cirrosis of the Liver
      Collagen Diseases
      Crohn's Disease
      Cystic Fibrosis
      Cushing's Disease
      Delirium Tremors (DT's)
      Dementia
      Depression (Major)
      Diabetes
      Eating Disorders
      Emphysema
      Fanconi's Syndrome
      Heart Attack
      Hemophilia
      Hemochromatosis
      Hepatitis (Type B, C, Chronic)
      Hodgkins Disease
      Heart Murmur
      Heart Valve Disease or Replacement
      Huntington's Disease
      Hydocephaly
      Infertility Treatment (Recent)
      Ischemia
      Kaposi"s Sarcoma
      Left Bundle Branch Block
      Leukemia
      Lupus
      Lymphedema
      MS (Multiple Sclerosis)
      Muscular Distrophy
      Myasthenia Gravis
      Narcolepsy
      Organ Transplants
      Pacemaker
      Paralysis / Parapelegia
      Parkinson's Disease
      Peripheral Vascular Disease
      Porhyria
      Portal or Renal Hypertension
      Pregnancy (Exisiting)
      Psoriatic Arthritis
      Psychoses
      Raynaud's Phenomenon
      Renal Insufficiency
      Schizophrenia
      Scleroderma
      Silicosis (Black Lung Disease)
      Stroke (TIA, Transient Ischemic Attack)
      Substance Abuse / Dependance
      Suicide Attempt
      Ulcerative Colitis
       

Uninsured Healthcare Options

 

 

 

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