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Uninsurable Health Risks

    This is a list of the most common preexisting conditions considered to be uninsurable health     risks.  Of course we are talking about individual medical insurance  vs  group health benefits
    as provided by an employer. If your medical condition is on this list and you're not on a group     policy, you may have to be a little creative to get some health coverage, see if your state has a high risk uninsurable pool available. Such programs are in place to help those get coverage if they are otherwise uninsurable.

      Addison's Disease
      AIDS (HIV Positive)
      ALS (Lou Gehrig's Disease)
      Alzheimers Disease
      Amyotrophis Lateral Sclerosis
      Ankylosing Spondylitis
      ARC ( AIDS Related Complex)
      ASD (Atrial Septal Defect)
      Banti's Disease
      Bi-Polar Disorder (Manic Depressive)
      Bypass Surgery
      Chronic Fatigue Syndrone (Usually within 5 years)
      COPD (Chronic Obstructive Pulmonary Disease)
      Conjestive Heart Failure
      Cirrosis of the Liver
      Collagen Diseases
      Crohn's Disease
      Cystic Fibrosis
      Cushing's Disease
      Delirium Tremors (DT's)
      Depression (Major)
      Eating Disorders
      Fanconi's Syndrome
      Heart Attack
      Hepatitis (Type B, C, Chronic)
      Hodgkins Disease
      Heart Murmur
      Heart Valve Disease or Replacement
      Huntington's Disease
      Infertility Treatment (Recent)
      Kaposi"s Sarcoma
      Left Bundle Branch Block
      MS (Multiple Sclerosis)
      Muscular Distrophy
      Myasthenia Gravis
      Organ Transplants
      Paralysis / Parapelegia
      Parkinson's Disease
      Peripheral Vascular Disease
      Portal or Renal Hypertension
      Pregnancy (Exisiting)
      Psoriatic Arthritis
      Raynaud's Phenomenon
      Renal Insufficiency
      Silicosis (Black Lung Disease)
      Stroke (TIA, Transient Ischemic Attack)
      Substance Abuse / Dependance
      Suicide Attempt
      Ulcerative Colitis

Uninsured Healthcare Options




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