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Privacy Policy
 

   Please note that "We", "Us" and "Our" as used throughout this policy statement refer to Quotes for    Insurance.

   At Quotes for Insurance your privacy is important. We want to make your experience using our website    enjoyable,  educational, and rewarding. We want you to know how information is collected about you and
   how it is used while you  are visiting the site, after you have left the site, made a purchase, or subscribed
   to a newsletter or requested or allowed  further contact.

   CHILDREN:  The Terms of Use for this website prohibit its use by persons under 18 years of age. Child
   privacy  provisions of the Children's Online Protection Act (COPA) of 1988 are, therefore, not applicable.    See below for additional information. If you are under 18 years of age and are reading this page, you
   must exit this site immediately. The contents of this website are not lawfully available to you.

   By using this website, you agree to the collection and use of personally identifiable information. Depend-
   ing on whether you are a casual visitor, or order a product or service, or become a member, affiliate, or    joint venture partner as the result a visit to this website, various types of information are collected that may
   include your name, your email address, street address, telephone number, credit card information, as
   well as internal information about your computer, including internet  service provider routing information.  

   Here is how we use this information and how you authorize us to use this information by using this website
   and how this  website interacts with your computer.

   Personal Information That Quotes for Insurance Collects and How It Is Used

   Introduction. Quotes for Insurance collects information in different ways from Visitors and Members who    access the  various parts of our Services and the network of Web sites accessible through our Service.    Service being, helping those interested parties who request, locate and procure, insurance and related    products.

   Registration:  Members may be asked to provide certain personal information when they sign up for our    Products or  Services including name, address, telephone number, billing information (such as a credit    card number). The personal information collected from Members during the registration process is used
   to manage each Member's account (such as for billing purposes). This information may be shared with
   third parties, as stated herein.We only share information with the parties you have chosen, due to an
   interest in or purchase of, their products.

   We may also generate non-identifying and aggregate profiles from personal information Members provide    during registration (such as the total number, but not the names, of Members). As explained in more detail
   below, we may use this aggregated and non-identifying information to sell advertisements that appear on
   the Services.  

   Online Shopping:  At some Web sites, you can purchase products and services or register to receive    materials, such as a newsletter, catalog or new product and service updates. In many cases, you may be    asked to provide contact information, such as your name, address, email address, phone number, and
   credit/debit card information.  

   If you complete an order for someone else, such as an online gift order sent directly to a recipient, you
   may be asked to  provide information about the recipient, such as the recipient's name, address, and    phone number. Quotes for Insurance has no control over the third parties' use of any personal information
   you provide when placing such an order. Please exercise care when doing so.

   Responses to Email Inquiries: When Visitors or Members send email inquiries to our website, the return
   email address is  used to answer the email inquiry we receive.

   Voluntary Customer Surveys: We may periodically conduct both business and individual customer surveys.    We encourage our customers to participate in these surveys because they provide us with important    information that helps us to improve the types of products and services we offer and how we provide
   them to you.

   We may take the information we receive from individuals responding to our Customer Surveys and
   combine (or  aggregate)  it with the responses of other customers we may have, to create broader,
   generic responses to the survey  questions (such as  gender, age, residence, hobbies, education,    employment, industry sector, or other demographic  information). We then use  the aggregated
   information to improve the quality of our services to you, and to develop new services and products.
   This aggregated, non-personally identifying information may be shared with third parties.

   Special Cases: It is Quotes for Insurance's policy to use or share the personal information about Visitors
   or Members in ways described herein without additional notice or means to opt out or otherwise prohibit    such unrelated uses.  

   Also, we may disclose personal information about Visitors or Members, or information regarding your use    of the Services or Web sites accessible through our Services, for any reason if, in our sole discretion, we    believe that it is reasonable to do so, including: credit agencies, collection agencies, merchant database    agencies, law enforcement, or to satisfy laws, such as  the Electronic Communications Privacy Act, the    Child Online Privacy Act, regulations, or governmental or legal requests  for such information; to disclose    information that is necessary to identify, contact, or bring legal action against someone  who may be    violating our Acceptable Use Policy or Terms Of Service, or other user policies; to operate the Services    properly; or to protect Quotes for Insurance and our Members and policy holders. At no time will any
   activity take place  that is not in compliance with any HIPPA laws or regulations.

   "Cookies" and How Quotes for Insurance Uses Them. A "cookie" is a small data file that can be placed
   on your hard drive  when  you visit certain Web sites.  Quotes for Insurance may use cookies to collect,    store, and sometimes track information for purposes stated herein as well as for statistical purposes to    improve the products and services we provide  and to manage our telecommunications networks.  

   Advertisers and partners may also use their own cookies. We do not control use of these cookies and
   expressly disclaim  responsibility for information collected through them.

   Our Web Sites’ Commitment to Children's Privacy. Protecting children's privacy is especially important
   to us. It is our policy to comply with the Children's Online Privacy Protection Act of 1998 and all other    applicable laws. Therefore, we restrict our Web site to persons eighteen years or older.

   YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THIS WEB SITE. IF YOU ARE
   UNDER  EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS THIS WEB SITE
   FOR ANY REASON.  DUE TO THE AGE  RESTRICTIONS FOR USE OF THIS WEB SITE, NO    INFORMATION OBTAINED BY THIS  WEB SITE, FALLS  WITHIN THE CHILD ONLINE PRIVACY ACT    (COPA) AND IS NOT MONITORED AS  DOING SO.

   Public Forums: Please remember that any information you may disclose in any Member Directory, or
   other public areas of our Web sites or the Internet, becomes public information. You should exercise    caution when deciding to disclose  personal information in these public areas.

   Quotes for Insurance's Commitment to Data Security: Services and Web sites we sponsor have security    measures in  place  to protect the loss, misuse, and alteration of the information under our control. While
   we make every effort to ensure  the  integrity and  security of our network and systems, we cannot
   guarantee that our security measures will prevent third-  party "hackers" from illegally obtaining this    information.

   Where to Direct Questions About Our Privacy Policy:  If you have any questions about this Privacy Policy
   or the practices described herein, you may contact us through the contact information provided on this
   Web site.

   Revisions to This Policy:  Quotes for Insurance reserves the right to revise, amend, or modify this policy,
   our Terms Of  Service agreement, and our other policies and agreements at any time and in any manner,
   by updating this posting.  Please check this page periodically for changes. Your continued use of our site    following the posting of changes to these terms will  mean you accept those changes.

 

   Last updated: 12/26/04

 

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