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Accident Plan Benefit Information
 Back to Plans
 

   
   24-Hour Accident Benefit
   A fully insured Accident Protection Plan. Use any doctor, hospital or emergency room. Benefits    payable on an excess basis (if expense incurred you will be reimbursed). No underwriting for    medical conditions, occupations, sports or hobbies. In other words, everyone is accepted.

   Hospital Indemnity Benefit
   
For each covered family member and payable in addition to any other coverage.
   Increase the indemnity benefits
here.

   Travel Assist - Worldwide
   When traveling more than 100 miles from home:
   Provides emergency medical evacuation.
   Insurance coordination.
   Lost document service.
   Legal assistance.
   Emergency delivery of prescription items.
   Emergency cash transfers and advances.
   Language assistance.
   Guarantee of medical expenses.
   Transportation of mortal remains.
   Family visitation including expenses.
   Minor children return.
   24-hour information service.
   Medical monitoring.
   Medical referral.

   Helicopter Rescue Benefit
   The emergency  helicopter rescue benefit provides up to  $4,000  reimbursement for each    accidental occurrence when a member suffers form a Certified Injury that requires Emergency    Medical Transportation by a helicopter in accordance with local EMS protocols. This benefit is    in excess of all other valid collectable insurance.

   Prescription Benefits
   
A Caremark Prescription Card that offers members, including immediate family members,    select pricing at approximately 52,000 pharmacies nationwide. Members pay the lesser of    either the pharmacies price that particular day but pay no more that Average Wholesale    prices less 13% on brand name drug and/or Average Wholesale prices less as much as    
   70% on generic brands. Either way you get the lowest price available.

   Dental Discount Plan
   Savings Program has over 80,000 providers nationally. Save up to 60% on most procedures    including routine cleanings, x-rays and fillings. Savings of up to 60% on cosmetic procedures    rarely covered by standard dental insurance.  Members call a toll - free number before setting
   any appointments. Our service reps will locate a participating provider close to your home.
   
Search for dental providers in your area here.

   Vision Discount Program
   EyeCare International program offers all family members saving of 20%-50% on eyewear at    thousands of neighborhood vision centers nationwide.  Satisfaction is guaranteed on every    purchase. Members shop at convenient hours including evenings and weekends at stores
   you know and trust.  
   
Search for vision providers in your area here.

   Chiropractic Discount Plan
   Chiropractic care discounts are available at over 11,000 locations nationwide. Plan covers
   100% of the initial consultation, 50% saving on all diagnostic services and 30% savings on
   all other services.  There are no limits on the number of visits.  Members call  to locate  the
   nearest participating Chiropractor and our service reps will call the Chiropractor and notify
   them that you and your family are eligible to receive the discounts.
   
Search for participating Chiropractors here.

   Alternative Care
   As a member you will have access to the nation's top qualified practitioners for Acupuncture,    Massage Therapy, BodyWork, Nutritional Counseling, Hypnotherapy, Yoga, TaiChi, Qigong,    Reflexology, Herbology / Herbal Medicine and much more. Choose from over 400 brand
   names and 18,000 products on Nutrition, Vitamin Supplements.
   
Search for Alternative Care practitioners here.

   Physician & Hospital Discount Program
   
This established network of approximately 600,000 Primary Care and Specialized Care    Physicians and approximately 4,000 Acute Care Hospitals also includes approximately 55,000    Ancillary facilities. Members will receive preferred pricing on most services and treatment per-    formed. While contract arrangements vary. Member will receive substantial savings off normal    charges.
   
Search for PPO providers here.

   24-Hour Nurse Hotline
   Requested Nurses guide the caller seeking medical treatment through a series of computer
   base questions to an appropriate response based on the caller's symptoms. Answers to
   specific questions may  lead to self treatment,  immediately or more normally scheduled    appointment at a doctor's office, or emergency  treatment center.  This service provides
   sound advice for any health concern, major or minor.

   An Audio Health Information Library that consists for over 2,000 prerecorded individual topics
   of health information,  prepared by  the  world's foremost authorities and can be accessed by
   any member with general health questions. Member call the toll free number and immediately    receive a voice readout of information about their specific health concern over the phone.
   This service preserves the caller's anonymity as well.

   24 Hour Nurse Hotline offers an innovative solution to health problems while it offers members
   an unprecedented opportunity to enhance their health care. These services are available 24    hours a day, 7 days a week.

   EDoc America
   Gives you the ability to e-mail your questions about personal and family health concerns to a    licensed,  board-certified physician with complete confidentiality.  You'll receive the doctor's    actual, personalized answer to your specific questions within 24 hours, with most responses    arriving within 4 hours.  Because of the convenience, you may address health concerns early    and catching problems before they become more serious.

  Questions? (877) 635-8384  9-5 MST

View Brochure Here

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